For a home you'll live in, Canada's minimum is 5% of the first $500,000 and 10% of the portion between $500,000 and $1.5 million. Homes over $1.5 million need 20% down. I'll connect you with a mortgage broker early so you know your real budget.

No. Alberta has no land transfer tax. Buyers pay much smaller Land Titles registration fees, plus legal fees, a home inspection, and insurance. I'll break down your closing costs before you make an offer.

In most Calgary sales, the seller pays both agents' commission from the sale proceeds. I'll explain exactly how it works for your purchase before we sign anything.

Yes, with a City of Calgary short-term rental business licence. There are separate categories for your primary residence and other properties, and Alberta's tourism levy applies to bookings. I'll help you run the numbers before you buy.

In September 2026, East Calgary had the city's lowest detached benchmark price at $476,200, according to CREB. The right fit depends on your commute, schools, and lifestyle, so I'll map options to your budget.

In September 2026, CREB reported a detached benchmark price of $739,400, down about 1% from a year earlier. Townhouse and condo prices fell more, about 5.5% and 8.3%, as more of them came onto the market. Detached homes are holding steady, while buyers of townhouses and condos have more room to negotiate.

It depends on the type of home. In September 2026, detached homes had about 3.3 months of supply, which is fairly balanced. Condos had about 5.3 months, which generally gives buyers more leverage. I'll show you the numbers for your specific community.

Detached homes in Calgary averaged 38 days on market in September 2026, according to CREB. Townhouses averaged 50 days and condos 55. Pricing, presentation, and marketing make the biggest difference to how quickly yours sells.

Because Alberta has no land transfer tax, closing costs are lower than in most provinces. Budget for Land Titles registration fees, legal fees, a home inspection, home insurance, and property tax adjustments. I'll give you an itemized estimate for the home you're considering.

The First Home Savings Account (FHSA) lets you save up to $8,000 a year, to a $40,000 lifetime limit, with tax-deductible contributions and tax-free withdrawals for your first home. The RRSP Home Buyers' Plan lets you borrow up to $60,000 from your RRSP. Your mortgage broker and accountant can confirm what you qualify for.

Yes. In Alberta, a real estate lawyer handles the title transfer, mortgage registration, and closing funds. I can recommend lawyers my clients have had good experiences with.

I help buyers and sellers across Calgary and the surrounding areas. Not sure if your community is covered? Just ask me.

I spent five years designing customer experiences for national brands and governments. For sellers, that means listings that look and read better than the rest. For buyers, it means a clear, organized process that makes a big decision feel manageable.